Why does unusualrisks.com.au use pre-assessments?
By informally pre-assessing your situation upfront, we can determine ahead of time the likelihood of whether if you would qualify for cover using the current underwriting requirements. This means we can position you so you have the best chance of being offered fair and reasonable policy terms, should you decide to make a formal application. It's all about having absolute certainty before you make an application without any hidden exclusions or uncertainties.
If you are unsuccessful in your pre-assessment, you don't end up with a formal refusal or decline recorded against your name.