What is the risk with Telemarketer sold Life Insurance?

What’s the risk with Telemarketer sold Life Insurance?

The cautionary phrase, 'Let the buyer beware,' perhaps applies more than ever in this space.

  • Directly sold life insurance is often explained as a 'watered-down life insurance product' usually sold through telemarketers direct to a consumer, without the assistance or advice of a Financial Adviser, Risk Insurance Adviser or Financial Planner.

Telemarketer directly sold insurance products are typically more expensive when compared to fully underwritten high-quality life insurance products. This is because direct products are designed with limited or no underwriting assessments so the insurance company is taking a greater risk, and charge you to cover it.


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